rpanons | help meme please

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I'm starting over from scratch, like another anon I was in a very bad place for a while and physically disabled, unable to drive for years, and I don't live in a place that has reliable public transit.

I'm definitely underpaid and this might out me but I'm breaking into a career in insurance. soon I'll have a state license in health, life, (I got property and casualty almost 2 years ago) and will soon have a certification in banking as well.

right now I have $1.5k in savings but about $800 of that is about to go for both cats. my dad is helping me with some extra medical bills because I have health insurance but, 3 diagnosed chronic illnesses are a bitch. I own my car tho, I rent an apartment and auto bill everything but I keep track of my banking through my bank's app that gives stats and tracks spending.

my current plan is to start putting at least $50 a month into savings with an autodraft now that I'm settling down. I'd like to get to the point where I can start building an annuity, but at the very least, start a CD. the ultimate goal is to set up an HSA, an emergency savings of at least $5k, and a fund for saving up for a downpayment for a condo. there's more I'd like to do, but I'm in the stage where it's bare bones. I'm 30 and having to start anew is rough, but I'm really really glad to have a parent who can help with the extras now and then.

not to get too real but I really shouldn't be alive, so I think I'm doing... okay? I hope I can have the kind of security some of you anons have someday, and I'm building a plan and framework to get there. it just hurts and frustrates me that I constantly feel like I'm playing catch-up to other people my age even though being born fucked up was entirely out of my control.

for clarification: I can drive now and thanks to the ACA I was able to stay on my dad's insurance long enough to see a doctor who could make that happen. it was a literal miracle.

This will probably out me too, but don't care. Starting again at 30 as well. Had a lot of nasty chronic illnesses that took years to treat. I'm an aggressive saver but it destroyed my finances anyway, since I had to take years off just to treat them.

Have only 100 or so in my checking and still not working yet. Hoping I can get on my feet again very soon, though! I'm lucky to be staying with a relative rn.

oh damn, anon! Best of luck to you. Five years ago I was nearly catatonic with severe depression so if I can get here, you can do it too!!

It's hard, starting 10 years late it feels like, but we're doing our best. Hang in there.

Haha, are you me? This was me but I was in a constant state of panic and couldn't eat. Lost a lot of weight, everything hurt. Eventually I lost so much energy I couldn't do anything but sit on the couch for ages while I slowly built my appetite and muscle back up.

I had to take two leave of absences from work to treat everything, even went to group therapy. It was intense.

Aw man, I actually lost a lot of weight, was on the right meds, and got a good paying job... and then was in a car accident that fucked up my spine. I couldn't work for about six months, was also out a car, and regained a lot of weight because I had to go off my meds and couldn't jog like I used to. It was... bad.

I'm naturally anemic and have a low metabolism so getting back on the wagon is fucking rough, especially when I get 2 paychecks a month and exactly 1 of them goes toward rent. I just got a veggie steamer tho and a friend got me a crock pot for Christmas so I'm trying to come up with a dietary plan that's healthy and in budget.

tl;dr I've been going to therapy for a long ass time and it's helped so much. Hats off to cognitive behavioral therapy and doctors that don't suck balls.

Yeah, I had just graduated college after delaying my degree when shit hit the fan. I had a job I was paying my loans off with at a steady clip too. Setbacks like that are so fucking awful.

I'm rooting for you! Let's keep fighting together.

help meme please

Re: WHAT ARE YOUR FINANCES LIKE?

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