rpanons | I'm bad at this

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Not entirely because they actually do lose out when customers dispute charges for bills for services they failed to cancel and the bank continued to accept payments on. People suck at updating their information and they suck at canceling stuff they no longer need and will gladly bitch at the companies involved when the failure is on the customer. Some will even take legal action even if the matter comes down to them being irresponsible.

All it takes is one person deciding to sue because their electric bill or mortgage went unpaid because a bunch of little charges overdrafted them before those bills were paid. That sort of shit then screws everyone over and gives the bank an excuse to fuck customers over and it sucks.